Alzheimer’s is a devastating form of Dementia that robs people of their memories and eventually their ability to function independently. For families dealing with Alzheimer’s, the physical and emotional toll can be overwhelming. One of the most difficult decisions families face is whether to keep their loved ones at home or place them in a long-term care facility.
There is no one-size-fits-all answer to this question, as the decision depends on many factors, including the progression of the disease, the availability of support, and finances. In-home care can be expensive, but for many families, it is worth the cost to keep their loved ones at home for as long as possible.
If you are considering in-home care in Kansas City for a loved one with Alzheimer’s, it is important to understand the potential costs involved. In this article, we will explore some of the main cost factors to consider.
What Are The Costs of In-Home Alzheimer’s Care?
The cost of in-home Alzheimer’s care can vary depending on the level of care needed and where you live. Here is a breakdown of some of the costs associated with in-home Alzheimer’s care.
Hourly rates for in-home caregivers can range from $15 to $25 per hour, with the average being around $19 per hour.
If you need 24-hour care, you can expect to pay upwards of $100 per day, or around $3,000 per month.
Live-in caregivers typically charge a flat rate that ranges from $1,800 to $4,000 per month.
In addition to hourly or monthly rates, you may also have to pay for other services such as transportation, groceries, and medications.
The cost of in-home Alzheimer’s care can be expensive, but it is often cheaper than other types of care, such as nursing home care. Additionally, many families prefer in-home care because it allows their loved ones to remain in their homes and maintain some level of independence.
Who Pays for In-Home Alzheimer’s Care?
When it comes to the costs of in-home care for Alzheimer’s patients in Kansas City, there are a few things to keep in mind. First and foremost, Medicare does not cover long-term custodial care, which includes many of the services provided by in-home caregivers. However, Medicaid will pay for some in-home care services in certain states if the patient meets certain eligibility requirements. Additionally, some private insurance policies may offer coverage for in-home Alzheimer’s care, but this is typically limited to a set number of hours per week.
Ways to Pay for In-Home Care
There are several ways to pay for Kansas City in-home Alzheimer’s care, but the costs can be high. Here are some ways to help offset the costs:
- Long-term care insurance: If you have long-term care insurance, it may cover in-home Alzheimer’s care. Check with your insurer to see if this is a covered benefit.
- Veteran’s benefits: If you or your spouse is a veteran, you may be eligible for veteran’s benefits that can help pay for in-home Alzheimer’s care.
- Medicaid: If you have a low income, you may be eligible for Medicaid benefits that can help pay for in-home Alzheimer’s care.
- Tax deductions: You may be able to deduct some of the costs of in-home Alzheimer’s care from your taxes. Check with your accountant or tax advisor to see if this is an option for you.
- Fundraising: You can set up a fundraiser to help offset the costs of in-home Alzheimer’s care. There are many online platforms that make it easy to set up and manage a fundraiser.
Contact Kansas City Home Care online or call 913-325-2681 for more information and assistance.